Documentation
Praxifi product documentation
A practical reference for the current Praxifi MVP, focused on product behavior, user control, Portfolio Healthiness, and known limitations.
Overview
Praxifi is a non-custodial digital wealth automation platform. It helps users protect assets, schedule future transfers, and monitor portfolio health from one product experience.
Wallet Connection
Users connect a wallet to authenticate and create automations. Praxifi does not ask for seed phrases or private keys.
Automation
Inheritance Automation uses activity timing. Scheduled Transfers use a selected future time. In both cases, users review the details before activation and assets remain in the wallet until completion.
Security
Praxifi is designed around explicit user approval, supported assets, clear recipients, constrained transfer amounts, and safe cancellation where available.
Supported Networks
The current public product uses Base Mainnet with supported stablecoins.
Fees
Setup does not collect a Praxifi commission. Successful executions collect the configured percentage-based fee from the transferred supported stablecoin, capped per automation type. Failed or skipped attempts do not collect a Praxifi commission.
Limitations
Praxifi is not wallet recovery, legal estate planning, tax advice, or financial advice. Users remain responsible for wallet access and recovery materials.
Troubleshooting
If a setup or transfer does not appear current, refresh the page, confirm the connected wallet, confirm Base Mainnet, and review whether the selected asset balance and access are still sufficient.
Portfolio Health
Portfolio Healthiness
A transparent analytical score from 0 to 10 that evaluates observable portfolio risks across supported Base and Polygon wallet data.
What Portfolio Healthiness Is
Portfolio Healthiness evaluates observable portfolio risks using supported on-chain wallet data, verified token identity, market enrichment, security signals, and data-confidence controls. It does not predict returns, provide financial advice, or guarantee safety.
Unsupported data remains unavailable. A high score does not mean losses are impossible, and a missing score does not mean the wallet has no value.
Why These Criteria Were Selected
The individual risk concepts are established in portfolio management, market-risk analysis, and blockchain security. Praxifi combines these concepts into its own explainable 10-point framework.
The framework combines diversification, concentration, liquidity, volatility, drawdown, leverage, issuer risk, smart-contract risk, token-contract risk, approval risk, wallet exposure, and data quality. Category weights and thresholds are Praxifi's product methodology and may be refined as coverage and validation improve.
Criteria and Weights
| Criterion | Weight |
|---|---|
| Diversification | 1.50 |
| Asset Quality | 1.50 |
| Concentration Risk | 1.00 |
| Liquidity | 1.00 |
| Wallet and Asset Security | 1.50 |
| Stablecoin and Cash Reserve Risk | 1.00 |
| Smart Contract and Protocol Risk | 1.00 |
| Market Risk and Volatility | 0.75 |
| Leverage and Liquidation Risk | 0.50 |
| Portfolio Management Discipline | 0.25 |
| Total | 10.00 |
Each criterion documents what it measures, why it matters, inputs used, data sources, scoring method, limitations, and educational actions in the dashboard category details.
Data Sources
- Blockchain RPC is used for wallet balances, token balances, contract reads, allowance verification, and supported on-chain positions. Direct on-chain data is preferred when practical.
- CoinGecko is used for current prices, market capitalization, volume, historical prices, historical volume, metadata, volatility, drawdown, and liquidity indicators.
- DefiLlama is used for protocol TVL, historical TVL, categories, fees and revenue where available, and stablecoin metadata. TVL is one contextual indicator and is not proof of protocol safety.
- GoPlus Security is used for token security signals, malicious address signals, approval risk, dApp security, and contract restrictions.
- Supported explorers may optionally support transfer data, transaction history, contract metadata, and verification data.
External provider data may be delayed, incomplete, unavailable, or incorrect.
Calculation Process
Connected wallet → on-chain asset discovery → token identity verification → USD valuation → market and protocol enrichment → security analysis → category scoring → data-confidence calculation → score normalization → findings and remediation actions.
The raw score is the sum of scored framework points. Maximum assessable score is the currently measurable framework weight. Unavailable score is the framework weight that could not be assessed. Normalized score scales assessed points to a 10-point view when at least 6.0 framework points are assessable. If data confidence is below 60%, Healthy and Excellent presentation statuses are gated, but the numeric normalized result is not secretly changed.
Missing and Unsupported Data
Unknown tokens are not silently treated as worthless, and they are not automatically classified as scams. Unsupported protocols are not fully assessed. Native valuation may be unavailable where mapping is not yet supported. Manual behavioral and custody data is not inferred.
Ordinary holdings are not assumed to be unleveraged merely because no adapter detected leverage. A score is withheld when coverage is insufficient.
Limitations
Current limitations include API outages, provider rate limits, indexing delays, metadata errors, rapid market changes, new contracts, unsupported protocols, bridges, cross-chain positions, NFTs, LP tokens, lending positions, leveraged products, private or off-chain assets, smart-contract risks not detected automatically, seed phrase practices, hardware wallet practices, shared-wallet behavior, incomplete approval coverage, and in-memory cache limitations.
How Users Can Improve Each Area
Educational actions may include reviewing single-asset concentration, reviewing chain concentration, reviewing unknown tokens, revoking unnecessary approvals using trusted tools, reviewing stablecoin issuer exposure, reviewing DeFi protocol dependencies, maintaining sufficient liquidity, verifying token contract addresses, avoiding unsupported high-leverage positions, and reviewing protocol upgrade/admin risks.
Praxifi does not recommend buying or selling specific assets and does not provide personalized financial advice.
Methodology Version
- Version
- 1.0.0
- Framework ID
- praxifi-portfolio-health
- Last updated
- 2026-07-18
- Supported chains
- Base, Polygon
- Providers
- Blockchain RPC, CoinGecko, GoPlus Security, DefiLlama, Internal Registry
Portfolio Healthiness is an analytical risk indicator, not financial advice, a guarantee of safety, or a prediction of future returns.